Commercial Lending

Lending institutions need legal advice for basic business operations. They also need effective facilitators who are both experienced and professional in dealing with borrowers and regulators, and who respond quickly to their changing and evolving needs. A law firm dealing in the financial services area must be able to address the needs of large and smaller lenders as well as a variety of types and sizes of borrowers. Miller & Martin has experience dealing with the institutions on complex and sensitive deals, across state lines and around the world.

Experience

• Representing a German lender in connection with over $50 million in loans to German customers who own and develop real estate in the United States.
• Representing a lender making over $100 million in construction and equipment loans to franchisees of a major hospitality corporation for hotel properties nationwide and in the Caribbean.
• Representing several major life insurance companies in connection with commercial real estate loans in several states.
• Representing a borrower in connection with $100 million leveraged recapitalization, consisting of payment of special dividend to shareholders, senior loan agreements and new equity investments.
• Representing a publicly-held transportation company in connection with $200 million senior credit facility and a related synthetic lease transaction.
• Representing a borrower in connection with $90 million senior credit facility consisting of term loans, revolving credit and swingline credit facilities.
• Serving as counsel to syndicates of foreign and domestic institutional lenders in the workout of $3 billion in debt owed to more than 50 financial institutions.
• Representing several large creditors on an unofficial creditors committee in Philadelphia, Pennsylvania in a Ponzi scheme case involving $85 million of recoveries for creditors.